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Taxi Accident Compensation Claims

If you have received an injury caused by a taxi accident that was not your fault, you may be able to claim compensation. Your case will be reviewed by our panel of legal firms who will be able to tell you how much you could be owed.

What are taxi accidents?

Taxis, private hire vehicles (PHV), and hackney carriages are used to transport passengers to their desired locations. Partly because of cab hailing apps like Uber, the number of licensed taxis has increased throughout the UK.

In 2021, there were 251,100 licensed taxi vehicles in England external link icon light blue.
Unfortunately, with many taxis on the road comes the risk of more taxi accidents. Sometimes taxi drivers make careless mistakes that injure others. If you were hurt by the negligent actions of a taxi driver, either as a passenger or the other driver, you have a right to file a compensation claim for your injuries and resulting losses. However, unlike other auto accident claims, seeking financial recovery for a taxi crash can be complex.

To make a successful taxi accident claim, you must determine and prove who was at fault. Taxi drivers are either employees or independent contractors, and their employment status can affect how you file for compensation claims. For example, if the driver is an employee, the cab company may share fault for the collision.

More than one party may even be responsible for the crash. Therefore, hiring a solicitor to help evaluate your case and determine the liable party is best. This article discusses everything you need to know about taxi accident claims and how Claims Bible can help.

Causes of taxi accidents in the UK

Most road traffic accidents are avoidable; they can be prevented if drivers follow the road rules. Common reasons why taxi accidents occur include those listed here.

All these causes of taxi accidents can be avoided through an adherence to the Highway Code. Sadly, these accidents continue to rage and sometimes is serious injury or death. If you’ve been the victim of a taxi accident, read on to learn about how you can claim compensation

  • Driving while distracted
  • Lack of adequate training
  • Speeding above the required limit
  • Driving under the influence of drugs or alcohol
  • Reckless driving
  • Driving when fatigued/tired
  • Violating a traffic law, like running a red light
  • Making improper turns
  • Failing to yield right of way

Overview of taxi accidents

A taxi accident refers to any collision involving a taxi. For example, a taxi and another vehicle could collide, and you could be injured as a passenger. Alternatively, you may be a pedestrian hit by a negligent cab driver or knocked off your bike as a cyclist by a taxi driver.

All motorists owe a duty of care to drive safely for all road users. When a distracted cab driver causes an accident that harms you, you can file a taxi accident claim. A taxi accident compensation claim is a request for financial compensation made by an injured victim.

You can file a third-party insurance claim with the taxi driver’s insurance company or institute a personal injury lawsuit in court. The purpose is to seek compensation to cover personal injuries and other damages like lost wages, medical expenses, etc. However, firstly, you must prove the cab driver’s negligence caused your injuries in order to have a valid claim.

Did you know?

Statistics from the DfT show 2,612 accidents involving taxis or private hire vehicles occurred in the UK in 2020

Checking your eligibility for a taxi accident claim

Again, when a taxi driver is negligent, they are responsible for your damages. When you file your accident claim, your solicitor must prove that:

  • The taxi driver owed you a duty of care
  • The taxi driver breached their duty of care by their negligent actions
  • That the driver’s negligence caused your accident
  • That you suffered irreparable damages as a result

Furthermore, ensure you back the above with evidence. Get a copy of the police report, witness statements, photos of injuries and damaged properties, etc.

Taxi accident claims can be complicated, with this in mind, the driver, the cab company, or other drivers may try to deny liability. Without the help of a solicitor, your case may get thrown out if you fail to establish fault and liability.

At Claims Bible, we can provide you with a team of legal experts who can assess the case facts to determine the party at fault, whether it is the taxi driver, the cab company, or other drivers. In addition, the team will gather evidence to build a solid legal case to show how the accident happened, the parties responsible, the injuries you sustained, and how you suffered.

Calculating the value of your taxi accident claim

If you have been involved in a taxi accident, you will want to know how much your claim is worth. Unfortunately, giving a definite answer to this question is simply not possible without assessing the facts of the case. Typically, the compensation you are entitled to will be the total cost of your injuries and losses.

For example, you will need to consider the initial value of your car, the condition at the time of the accident, the cost of specific parts that need repairs or replacing, etc. Injuries are more challenging to calculate because you cannot place an exact figure on body parts or injury type, unlike tangible losses.
Generally, no two injuries are the same and similarly, no two taxi accidents are the same.

The circumstances surrounding every taxi accident case are different and will be handled as such. Therefore, there is no set way to estimate the value of an accident claim without a careful analysis of the circumstances.

Typically, the more severe the injury sustained, the more significant the cab accident claim. Therefore, the best way to determine the worth of a claim is to work with a claims expert. From all the information and evidence gathered, a claims expert will calculate the full scope of your damages.

The expert will consider various factors in calculating the value of your taxi accident claim. These elements include the following:

  • The severity of the injury you suffered
  • Whether or not the wound interferes with your everyday life
  • Whether or not you will continue to have pain in the future
  • The total value of your past and ongoing medical bills
  • Your loss of income and earning capacity
  • Whether or not you suffered a limitation, temporary or permanent disability
  • The emotional and psychological impact of the accident and injury
  • Whether or not the accident and your injury affected your physical relationship with others, etc.

Furthermore, once an injury occurs, the insurance company will be involved. The insurance adjuster will use a formula to determine what amount to offer you as a settlement. Unsurprisingly, the insurance company’s number is often far lower than your claims expert’s.

Be careful before accepting any settlement offer from an insurance company. Insurance companies tend to undervalue cases and pay you less than you deserve. Therefore, the first settlement they offer might only partially cover your medical bills and other expenses. So, avoid settling until you hire a solicitor and let them negotiate on your behalf.

Types of compensation for taxi accident claims

The damages you can get are divided into special and general damages.

Special Damages

Special damages are designed to compensate you for the financial cost incurred. They are easily calculable as they have a fixed amount. Examples include:

  • Medical expenses
  • Property damage
  • Cost of repairs
  • Lost wages
  • Travel costs
  • Aftercare costs
  • Loss of earning capacity, etc.

General or Non-Economic Damages

These are damages awarded for the emotional and psychological pain suffered. Non-economic losses are harder to calculate as they have no fixed value. Examples include:

  • Pain and suffering
  • Physical impairment
  • Mental anguish
  • Emotional distress
  • Reduced quality of life
  • Loss of enjoyment of life, etc.

Don’t Delay. Check Now.

Don’t miss out on £100’s or even £1,000’s in compensation you could be entitled to. Starting a claim only takes 5 minutes, so why not do it now?