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YOU MAY HAVE A CLAIM FOR COMPENSATION

Compensation for financial products and personal injury

If you’ve previously had a loan or credit card mis-sold or been injured in an accident, you could be entitled to £1,000’s in compensation. It only takes 5 mins to check so it’s wise to check now.

Claim with confidence

Our experienced claims teams have processed hundreds of refunds so you know you’re in safe hands.

Reclaim money that’s rightfully yours

When you claim with us we aim to get back 100% of the interest, fees and charges you’ve paid on your loan, plus another 8% in statutory interest.

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No upfront costs

Our fees are simple and transparent, you don’t have to pay anything up front and if your claim isn’t successful you don’t pay a penny.

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85% success rate

All our claims are handled by experienced legal professionals who know exactly how to submit your claim so it has the best chance of success.

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No employer checks

Our service is 100% confidential. We can’t tell anyone about your claim without your authorisation and that includes your employer.

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5 min online form

There’s no lengthy paperwork, just one simple and easy online form that you can complete in the same time it takes to make a cup of tea.

How to qualify

The easiest way to know for sure is to complete our online form but if you were only able to repay your loan by juggling other loans or credit cards to get through the month, then your lender may not have made appropriate checks. Here’s some of the warning signs you could be entitled compensation.

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You consolidated loans

If at any time you had to take out another loan to make repayments on an existing loan or credit or if you had to borrow again shortly after repaying a loan this could indicate ‘irresponsible lending’ by the loan company.

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Your loan got bigger

If your loan from a single lender got bigger and bigger this could indicate that the lender was not making the required checks before agreeing to lend you more money.

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You missed or made late repayments

If you ever missed repayments or made them late, this is a sign that you were struggling with repaying the loan and the lender should have contacted you to discuss your situation.

The Legal View

“the borrower should be able to make the required repayments without undue difficulty, whilst continuing to meet other debt repayment obligations and reasonable regular outgoings” – Chapter 5: The Financial Conduct Authority Sourcebook”

The claims you can make

Here’s all the categories we currently claim against. Keep checking back as new ones are added all the time.

Payday Loans

With notoriously high interest rates, many of our claims are for unaffordable payday loans. Browse the list of lenders on the payday loans page and start your claim today.

Start claim ›

Guarantor Loans

Currently, guarantor loans are the one of the most complained about loan sectors, with the most recent FOS data showing nearly 1,000 enquiries* Claim your guarantor loan refund now.

Try the calculator ›

Start claim ›

Short Term Loans

Short term or instalment loans are similar to payday loans, but over a slightly longer period. Recent FOS data shows a 56% uphold rate for complaints against these lenders.

Start claim ›

Doorstep Loans

The most complained about loan sector with over 1,700 FOS enquiries and a 67% claim uphold rate. If you’ve had a doorstep loan, visit the doorstep loan page and start your claim now.

Start claim ›

Credit Card

If you’ve had credit extended on your credit card that you couldn’t afford to repay, you’re not alone. Recent FOS data shows over 4,700 new complaint enquiries for credit cards.

Start claim ›

Housing Disrepair

If you rent and your landlord hasn’t made the necessary repairs to your home so that it is inhabitable and safe to live in, then you may be able to claim compensation.

Start claim ›

Diesel Emissions

Claim compensation from car manufacturers for being deceived into thinking your diesel car was less harmful than it actually was. Over 1.2m UK drivers affected**

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Personal Injury

Claim if you have been involved in an accident that was not your fault. Including road accidents, medical negligence, slips and trips  and workplace accidents.

Start claim ›

PCP Car Finance

Claim a refund if you have been mis sold unaffordable card finance including PCP or Hire Purchase between 2007 and 2019.

Start claim ›

Plevin PPI

If you previously had any type of loan or credit card with Payment Protection Insurance (PPI), it’s likely it was mis-sold and you could have a claim.

Start claim ›

Why choose Claims Bible?

100% Confidentiality

Being discreet is part of our business, our legal representatives will never discuss your case without your permission.

Proven Track Record

So far we’ve handled over 10,000 cases and claimed back over £2,000,000 for our clients so you are in safe hands.

Smart Claims

Our claims processing software identifies if you have claims with other lenders so you get the maximum compensation.

Read more About Us >

Frequently Asked Questions

When you claim with us we aim to get back 100% of the interest, fees and charges you’ve paid on your loan, plus another 8% interest in statutory interest.

How long does it take?

A typical claim can take anywhere between 8 to 12 weeks from receipt of your claim form until payout.

What are your fees?

Clear Legal Marketing Limited, who we work with to process your claims, work on a no-win, no-fee basis. They charge a fee on any successful claims. The total charge is based on the total refund received from your lender and will be calculated using the table below. The amount you pay will either be a sum equivalent to the ‘Maximum % Rate of Charge’ or a sum equivalent to the ‘Maximum Total Fee’, whichever is the lesser.

BandCash Refund ReceivedMaximum % rate of charge (Inc VAT)Maximum total fee (Inc VAT)
1£1 – £1,49936%£504.00
2£1,500 – £9,99933.6%£3,000.00
3£10,000 – £24,99930%£6,000.00
4£25,000 – £49,99924%£9,000.00
5£50,000 or above18%£12,000.00

If you cancel your claim after 14 days without the agreement of Clear Legal Marketing Limited and after your claim is submitted, you will be liable to pay the full fee should your claim be successful.

Can I claim against more than one lender?

Yes. If you let us know when completing your application we can check if you had a loan from any number of lenders.

Do you contact my employer?

No, we don’t contact your employer when dealing with your claim. All our claims are confidential and we’ll only share the information you provide with your lender(s),the Financial Ombudsman Service (FOS) if required and Credit Reference Agencies.

I had my loan 5 years ago, can I still claim?

Yes. The deadline is 6 years from the time you were made aware you had a claim and we have some cases which are 10 years old. However if the lender has gone into administration that will affect the amount you get.

Read more FAQs >

Don’t Delay. Check Now.

The deadline for claims against each company is different and that’s already started to expire for some payday lenders which means you can’t claim. The form takes 5 minutes to complete, so why not check now?