Free Claim Tools

Making a claim yourself is free, and you never need a claims company to do it. These tools do the hard part for you — each one builds a ready-to-send complaint from the official rules for that claim type, in under a minute, with no sign-up and nothing to pay.

Prefer to have it handled? Our no-win no-fee partners can run the claim for you instead (fees explained) — but try the free route first. It's usually all you need.

Car Finance Complaint Letter Generator

Covers discretionary commission arrangements (DCAs) and unfairly high commission under the FCA's motor finance redress scheme and the Supreme Court's Johnson judgment. Pick your lender, answer three questions, and send the letter — where we hold a verified complaints email address for your lender, we show it.

Start your car finance letter — free

Unaffordable Lending Complaint Letter Generator

Covers credit cards, overdrafts, personal loans, catalogues, payday and short-term loans, doorstep lending, logbook loans, buy now pay later and guarantor loans — whether you were the borrower or the guarantor. Built on the FCA's affordability rules (CONC 5.2A), with the complaint grounds matched to your product.

Start your unaffordable lending letter — free

Compensation Calculators

Free, directional estimates using the official figures for each claim type — the FCA's redress methodology, the Judicial College Guidelines, the statutory whiplash tariff, UK261 flight delay amounts and more.

Check what your claim could be worth

More tools on the way

We're building out this collection — housing disrepair letters, flight delay claims and car write-off valuation challenges are next. Each one will be free, with no sign-up, like everything on this page.