Locksley Law Letter
Scheme status (updated 5 August 2026): parts of the FCA motor finance redress scheme are temporarily suspended while the Upper Tribunal considers legal challenges. Lenders do not currently have to calculate or pay compensation under the scheme, the original decision and payment dates no longer apply, and no payment under the scheme is guaranteed. If the scheme proceeds, first payments are expected in 2027 at the earliest. Any dates mentioned below were set before the suspension. Is It Genuine?
Received a letter from Locksley Law about car finance compensation? Learn what it means, how to check if it’s genuine, and how to safely verify your claim.
Who Are Locksley Law?
Locksley Law is a UK law firm specialising in motor finance compensation claims. The firm helps consumers challenge unfair PCP and car finance agreements. Locksley Law previously worked with Claims Bible on car finance claims; that arrangement ended in August 2026, and any agreement you signed with Locksley Law continues under its own terms.
Many people first hear about Locksley Law after receiving a letter offering to review their car finance agreement.
What Is a Locksley Law Letter?
If you’ve received a Locksley Law letter, you might be wondering:
“Is this a Locksley Law letter scam?” “Is this letter from Locksley Law legit?”
Locksley Law is a UK‑based law firm specialising in consumer claims, particularly in motor finance and unfair agreements. The firm operates on a no‑win, no‑fee basis and is regulated by the Solicitors Regulation Authority (SRA).
However, unsolicited letters or messages claiming to be from Locksley Law have caused confusion – some could be scams trying to misuse the firm’s name.
Here’a an example:
How to Verify if Your Letter Is Legitimate
1. Check the official Locksley Law contact details
- Phone: 0330 127 1950
- Email: contact@locksleylaw.co.uk
- Address: 2A Egerton Crescent, Manchester, M20 4PN
2. Contact Locksley Law directly
Only use the official contact information, not the number from the letter.
3. Check with the SRA
Confirm the firm is authorised: Solicitors Regulation Authority
You do not need to use a claims management company or solicitors, you can complain directly to your lender or to the Financial Ombudsman Service free of charge. The Financial Conduct Authority FCA is consulting on a potential redress scheme for specific motor-finance commission complaints. Lenders have until 31 May 2026 to respond to eligible complaints.
Frequently Asked Questions
Are Locksley Law letters always scams?
No. Some are legitimate marketing or claim letters, but any unsolicited letter should be verified.
Can I ignore a Locksley Law letter?
Yes, until you confirm it is genuine through official channels.
How do I know if a Locksley Law letter is legit?
Use our free claim check tool or contact the firm directly. Never trust unofficial numbers or links.
What should I do if it’s a scam?
Report it to Action Fraud (UK) and block any unsolicited contact.
Free Locksley Law Letter Check
We make it easy: enter the details from the letter in our instant agreement tool finder, completely free.
Official Rulings on Car Finance Commission
The Financial Conduct Authority (FCA) and Financial Ombudsman Service have already ruled in cases involving undisclosed dealer commission. These decisions could affect thousands of PCP and HP agreements across the UK. See what the regulators have said and why it matters.
Think You May Have a Motor Finance Claim?
The FCA estimates average compensation of around £830 per eligible agreement, but eligibility and payment amounts vary. Some customers may receive nothing. Complaints about agreements started from 1 April 2014 should be submitted by 30 June 2026 to be considered under the earlier timetable. Different dates apply to older agreements. The scheme is currently subject to legal challenge, so dates and payment timings may change.
