Start a claim for compensation for any type of financial agreement that was mis-sold or unaffordable.
Irresponsible Lending Claims
Claim compensation for any type of irresponsible lending.
Payday Loan Claims
Claim compensation for a payday loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Guarantor Loan Claims
Claim compensation for a guarantor loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Short Term Loan Claims
Claim compensation for a short term loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Doorstep Loan Claims
Claim compensation for a doorstep loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Logbook Loan Claims
Claim compensation for a logbook loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Other Loan Claims
Claim unaffordable lending from other mainstream loan lenders.
Credit Card Claims
Claim compensation for credit card debt that was unaffordable. View the lenders below for more information or click start claim to begin.
Catalogue Credit Claims
Claim compensation for catalogue credit that was unaffordable. View the lenders below for more information or click start claim to begin.
Plevin PPI Claims
Claim compensation for mis-sold financial contracts containing hidden commission, most commonly associated with PPI.
Bank Overdraft Claims
Claim a refund from your bank if your overdraft charges we excessive or your limit was increased without affordability checks being done.
Pension Transfer Claims
Claim compensation for professional negligence for mis-sold pension transfers that resulted in you losing money.
Car & Property Claims
Start a claim for compensation for damage or mis-sold loans relating to your home or vehicle.
Car Loan Claims
Claim compensation for a car loan you could not repay because adequate affordability checks were not made.
Diesel Emissions Claims
Claim compensation from car manufacturers for being deceived into thinking your diesel car was cleaner than it actually was.
PCP Finance Claims
Claim compensation for mis-sold car finance contracts that contained undisclosed dealer commission that was linked to your interest rate.
Japanese Knotweed Claims
If your home has been invaded by Japanese Knotweed that has caused damage you may be able to claim compensation.
Housing Disrepair Claims
Claim compensation if you are living in an unsafe property due to damp, infestation or structural issues that your landlord has not fixed despite being told.
Business Energy Claims
Claim compensation if you have been mis-sold a business energy deal that contained hidden commission.
Personal Injury Claims
Claim compensation for any type of personal injury or accident that was not your fault.
Slips and Falls Claims
Claim compensation for a slip, trip or fall which left you injured due to negligence of a third party.
Road Traffic Accident Claims
Claim compensation for a Road Traffic Accident (RTA) which left you injured due to negligence of a third party.
Workplace Accident Claims
Claim compensation for any type of workplace accident which left you injured due to negligence of a third party.
Medical Negligence Claims
Claim compensation for any type of medical procedure that went wrong and which left you injured due to negligence of a third party.
Military Injury Claims
Claim compensation for any type of military incident while serving which left you injured due to negligence of a third party.
Claim compensation for any type of dismissal or discrimination in the workplace.
Unfair Dismissal Claims
Claim compensation for any type of workplace dismissal which you believe was unfair.
Claim compensation for any type of discrimination in the workplace which left you disadvantaged as a result.
Equal Pay Claims
Claim compensation for equal pay if you are not being paid as someone who is your equal at work.
When you rent a property there is a certain standard that must be met at all times. Specific living conditions that your landlord must ensure are kept up throughout the time that you are paying rent. If these conditions alter and your accommodation is showing signs of becoming an unstable living environment, then it is up to your landlord to make the appropriate corrections.
A standard of living when it comes to rented properties includes dampness. There should be no dampness at any point as this can become mould and can have negative effects on the renters’ health. Damp and mould will not only make your house unappealing to look at, but they can also damage furniture, clothing, and belongings and cause health complications such as issues with breathing, chest infections and suffering from mould poisoning. This is why damp must be corrected immediately and if it is neglected, a housing disrepair claim could be made and the renters could be eligible for compensation.
Typically, handling the living conditions of a rented property is the landlord’s responsibility and this includes dealing with dampness. It can be slightly tricky to decide who is responsible, however, and the role can often be circumstantial. There is a general guide to understanding who is responsible and when and we have briefly outlined it below.
The landlord is responsible when the dampness has occurred due to underlying repair issues, some of these could be:
However, there are some scenarios where dampness may occur that would lead the landlord to believe it is not their responsibility and is the tenants as it is their actions that have caused it. The times when a landlord may be reluctant to take accountability and fix the dampness are when the tenant has not taken the appropriate actions to reduce the chances of dampness.
This could be if they:
If you are experiencing dampness in your rented home then you can claim compensation but only if certain elements apply. Some of these are:
If your damp has turned into mould then you may be able to claim for mould damage. If it has festered into mould and you can prove that you notified your landlord about the dampness, which they neglected to fix, thus leading to the mould that has caused issues and violations to the tenancy agreement, then you can claim for mould damage. The most common reason people can claim mould damage is due to the impacts it can have on the tenants’ health. Mould and dampness can trigger a range of health complications and if you can prove that you have experienced these then you can claim. Some symptoms are:
You can also claim if you can prove that the mould has caused other housing issues. Some of these are:
The key point of claiming mould damage is proof. You have to be able to prove that these issues have occurred due to negligence or failure to provide complete service by your landlord. That’s why if you are experiencing any of these issues it’s important to document it. Take pictures, keep doctors’ notes and letters including dates, record the dates of appointments, and keep proof of your emails/ways of contacting your landlord including dates and how they followed it up.
The compensation rates can vary usually depending on the evidence, amount of damage and the effects. Typically speaking, compensation for mould and dampness in the UK tends to be between 25% to 50% of the rent of the property. This is why it’s great to get the help of a team of legal professionals who can appropriately assess the damage and the level of compensation that is fair.
If you feel as though you are entitled to compensation for the dampness in your home and want to begin the process, then Claims Bible is the company for you. Our team of highly trained legal experts are entirely equipped and determined to calculate the fairest and best damp compensation claim for you and ensure that you receive the appropriate reimbursement for property claims. Claim with confidence when you use Claims Bible and contact us today on WhatsApp at 07312 077 400 or by email at email@example.com to begin this process or read more about our damp compensation calculator
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