PREVIOUSLY HAD PPI?Claim Halifax Bank Plevin PPI compensationIf you have ever had a loan, credit card or mortgage from Halifax you may be able to claim Plevin PPI compensation, even if you’ve had a PPI claim rejected in the past. Start claim Home E Financial E Plevin PPI E Halifax PlevinWhat is Halifax payment protection insurance?Named after the West Yorkshire town, Halifax is a British bank that operates as a trading division of Bank of Scotland plc. The Lloyds Banking Group has owned Halifax since 2009 and the brand’s “it’s a people thing” slogan is very well recognised across the UK.According to the Trustpilot ‘Halifax UK ’ page, the brand currently has a measly one-and-a-half-star rating with 81% of all customer reviews categorized as just one star. Typical negative reviews listed on the page mostly concern poor customer service and mortgage products and interactions.For some Halifax clients, there may still be an opportunity to claim PPI compensation and a refund from the bank.If you were a Halifax customer between 1985 and 2010 and had a loan, credit card, or mortgage with the bank you may be eligible for financial compensation and a refund for mis-sold PPI.Payment protection insurance is most commonly abbreviated to PPI and was a product sold on top of financial agreements for extra peace of mind.For example, when opting into a mortgage or a car finance agreement, the chance to purchase PPI as an extra on policies was heavily financially incentivized by brokers, sales reps, and banks and was something millions of customers were offered and chose to buy.After purchasing this additional product, many clients may have been completely oblivious that regular PPI payments would also be being paid.What is a Halifax Plevin PPI claim?In 2019, the PPI claims deadline came to an official end and the prior surge in radio, television, and online advertising on behalf of reclaim ‘specialists’ disappeared from our screens as a result.As of August that year, customers who had outstanding PPI claims were no longer eligible to receive a refund as the generic mis-selling deadline had lapsed.Unbeknownst to PPI customers, secret commission fees were frequently attained by the introducer or broker when they sold the product to a client. If a customer’s agent received a cut from selling the policy such people may be eligible for a refund and or compensation as a result of the Plevin case and new specific criteria.Back in 2014, a landmark legal case held at The Supreme Court opened up a new arm of PPI refunds for the future when Mrs. Susan Plevin objected to not being able to claim against her own experience with PPI mis-selling.This huge decision made by the Supreme Court made way for a new wave of PPI compensation. From 2014 onwards it was deemed unfair to keep hidden commissions from customers, some of which could total more than 65% of the sold policy’s value.As a result of the new criteria which focused specifically on sneaky hidden fees, further Plevin-esque cases began to be pursued by clients from across the UK. In such instances, the case has allowed customers to claim specifically for the secrecy of the fees brokers, banks, and lenders made on a client’s behalf once they had purchased the PPI.To have a successful Plevin claim, it must be possible to highlight that significant amounts of hidden commissions were earnt by such parties as a result of the agreement.Rejected Halifax PPI ClaimsThere are potentially thousands of customers who have previously submitted a PPI claim based on the initial mis-selling criteria. With this in mind, such clients should check whether or not their agreement falls under the revised Plevin standards.If you have already submitted a payment protection insurance claim under the old mis-selling criteria, you may still have a Plevin case you could win.It is worth noting that the main distinction between the two compensation processes is that the Plevin cases simply need to have involved an undisclosed commission. In the past, PPI refund customers needed to prove mis-selling of the product itself which was potentially more difficult to do.How to claim Plevin PPI from HalifaxIf you are debating whether or not it is worth starting the claims process, it is important to consider whether or not your agreement fell under any of the following circumstances.You may also be eligible for money back if any of the following apply:You have already filed a claim and it has been rejected (you may have a new one in light of the Plevin case)If you bought your PPI before the 6th of April 2007 and it is still ‘open’ after the 6th of April 2008 you should explore the possibility of both a refund and compensation.If you bought your PPI after the 6th of April 2007 this could also be an option.It is currently believed that over a million people from across the UK may fall under the criteria of the Plevin ruling and could be due refunds and compensation.Halifax partially refunded PPI compensationBanks across the country have been refunding payment protection insurance compensation for years and under the initial FCA, guidance were instructed to repay only the difference over 50%.For context, a large number of claims have seen banks refund an average of only 17% of a customer’s premiums and any additional fees.If you are someone who received just a partial refund when initially submitting your PPI claim, the Plevin ruling could mean you now have grounds for a further case.Why choose Claims Bible? 100% ConfidentialityBeing discreet is part of our business, our legal representatives will never discuss your case without your permission. Proven Track RecordSo far we’ve handled over 10,000 cases and claimed back over £2,000,000 for our clients so you are in safe hands. Claim ProfessionalsWe partner with specialist firms so your claim is handled by an expert who is familiar with your type of claim.Read more About Us >Don’t Delay. Check Now.Don’t miss out on £100’s or even £1,000’s in compensation you could be entitled to. Checking only takes 5 minutes, so why not do it now? Start Halifax Claim