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Claim your Ocean Finance Credit Card refund

If you’ve had a credit card from this lender which you could not afford to repay, you could be entitled to claim compensation for unaffordable lending. Your case will be reviewed by our panel of legal firms who will be able to tell you how much you could be owed.

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Who are Ocean Finance?

According to the brand’s website, Ocean Finance has helped over 1.1 million customers since its conception over 32 years ago. On the brand’s claimed Trustpilot page, Ocean Finance boasts an overall rating of 4.6 external link icon light blue which is classified as excellent. Ocean Finance is owned by the Manchester based Think Money Group and since 2014, the Ocean Credit Card has been issued in conjunction with Capital One. The Ocean card is classed as a credit-building card and is well suited to those with an imperfect credit history. The card’s key features include a quick and free eligibility check in addition to a free mobile app to track your borrowing and expenditure.

What’s the current situation?

Unaffordable lending occurs when a financial lender fails to conduct adequate background checks or lent money irresponsibly to someone who couldn’t afford their repayments. The last few years have seen a surge in unaffordable lending compensation claims including mis-sold credit cards.

In April 2021, Capital One (Europe) was ordered by the FCA to refund a Miss S all interest and fees charged to her Luma credit card account since 28 April 2017, and refund all interest and fees charged to her Ocean credit card account since it began.

Why choose Claims Bible?

100% Confidentiality

Being discreet is part of our business, our legal representatives will never discuss your case without your permission.

Proven Track Record

So far our claim partners handled thousands of cases and claimed back over £7,600,000 for our clients so you are in safe hands

Claim Professionals

We partner with specialist firms so your claim is handled by an expert who is familiar with your type of claim.

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Don’t Delay. Check Now.

Don’t miss out on £100’s or even £1,000’s in compensation you could be entitled to. Checking only takes 5 minutes, so why not do it now?

You do not need to use a claims management company to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service for free. Claims Bible does not charge you for our service, we may be paid a fee by the final supplier for any introductions. This will not impact on any costs incurred by you. See our partner's "no win no fee" charges here.