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Claim your Luma Credit Card refund

If you’ve had a credit card from this lender which you could not afford to repay, you could be entitled to claim compensation for unaffordable lending. Your case will be reviewed by our panel of legal firms who will be able to tell you how much you could be owed.

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Claim your Luma Credit Card refund

Luma is a credit-building credit card that offers customers the chance to rebuild their credit score by paying on time. If you’ve struggled to repay your Luma credit card debt, you may have grounds to make a claim.

Who are Luma?

Luma is a credit card that’s offered by Capital One, an American bank that specialises in credit cards, loans and savings. The Luma card was first introduced in 2013 and it offers customers up to £1,500 in credit with online applicants waiting just 60 seconds for a response. Luma doesn’t currently have excellent reviews online, averaging just 1.8 stars out of 5 on Choose Wisely external link icon light blue(April 2023).

What’s the current situation?

The Capital One Group is a top 10 issuer of credit cards in the UK and the US, and in the fourth quarter of 2022 the company reported a net income of $1.2 billion and showed a total net revenue increase of 13% year-on-year for 2022. The company has shown strong top line growth in 2022 and is in a good position moving into 2023.

What is the deadline?

Capital One’s earnings in 2022 show that the bank is still very healthy financially, which implies there’s no impending deadline to submit a claim. If you’ve had problems with debt repayments in the past and you’ve had a credit card issued by Luma, you could be entitled to claim compensation. Check now to find out whether or not you’re eligible to claim.

Why choose Claims Bible?

100% Confidentiality

Being discreet is part of our business, our legal representatives will never discuss your case without your permission.

Proven Track Record

So far our claim partners handled thousands of cases and claimed back over £7,600,000 for our clients so you are in safe hands

Claim Professionals

We partner with specialist firms so your claim is handled by an expert who is familiar with your type of claim.

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Don’t Delay. Check Now.

Don’t miss out on £100’s or even £1,000’s in compensation you could be entitled to. Checking only takes 5 minutes, so why not do it now?

You do not need to use a claims management company to make your complaint to your lender. If your complaint is not successful you can refer it to the Financial Ombudsman Service for free. Claims Bible does not charge you for our service, we may be paid a fee by the final supplier for any introductions. This will not impact on any costs incurred by you. See our partner's "no win no fee" charges here.