Start a claim for compensation for any type of financial agreement that was mis-sold or unaffordable.
Irresponsible Lending Claims
Claim compensation for any type of irresponsible lending.
Payday Loan Claims
Claim compensation for a payday loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Guarantor Loan Claims
Claim compensation for a guarantor loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Short Term Loan Claims
Claim compensation for a short term loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Doorstep Loan Claims
Claim compensation for a doorstep loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Logbook Loan Claims
Claim compensation for a logbook loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Other Loan Claims
Claim unaffordable lending from other mainstream loan lenders.
Credit Card Claims
Claim compensation for credit card debt that was unaffordable. View the lenders below for more information or click start claim to begin.
Catalogue Credit Claims
Claim compensation for catalogue credit that was unaffordable. View the lenders below for more information or click start claim to begin.
Plevin PPI Claims
Claim compensation for mis-sold financial contracts containing hidden commission, most commonly associated with PPI.
Bank Overdraft Claims
Claim a refund from your bank if your overdraft charges we excessive or your limit was increased without affordability checks being done.
Pension Transfer Claims
Claim compensation for professional negligence for mis-sold pension transfers that resulted in you losing money.
Car & Property Claims
Start a claim for compensation for damage or mis-sold loans relating to your home or vehicle.
Car Loan Claims
Claim compensation for a car loan you could not repay because adequate affordability checks were not made.
Diesel Emissions Claims
Claim compensation from car manufacturers for being deceived into thinking your diesel car was cleaner than it actually was.
PCP Finance Claims
Claim compensation for mis-sold car finance contracts that contained undisclosed dealer commission that was linked to your interest rate.
Japanese Knotweed Claims
If your home has been invaded by Japanese Knotweed that has caused damage you may be able to claim compensation.
Housing Disrepair Claims
Claim compensation if you are living in an unsafe property due to damp, infestation or structural issues that your landlord has not fixed despite being told.
Business Energy Claims
Claim compensation if you have been mis-sold a business energy deal that contained hidden commission.
Personal Injury Claims
Claim compensation for any type of personal injury or accident that was not your fault.
Slips and Falls Claims
Claim compensation for a slip, trip or fall which left you injured due to negligence of a third party.
Road Traffic Accident Claims
Claim compensation for a Road Traffic Accident (RTA) which left you injured due to negligence of a third party.
Workplace Accident Claims
Claim compensation for any type of workplace accident which left you injured due to negligence of a third party.
Medical Negligence Claims
Claim compensation for any type of medical procedure that went wrong and which left you injured due to negligence of a third party.
Military Injury Claims
Claim compensation for any type of military incident while serving which left you injured due to negligence of a third party.
Claim compensation for any type of dismissal or discrimination in the workplace.
Unfair Dismissal Claims
Claim compensation for any type of workplace dismissal which you believe was unfair.
Claim compensation for any type of discrimination in the workplace which left you disadvantaged as a result.
Equal Pay Claims
Claim compensation for equal pay if you are not being paid as someone who is your equal at work.
Everyone makes mistakes, but not all errors have similar consequences. Not controlling your temper and saying hurtful words to a friend or partner does not have the same consequence as negligence by a medical professional. The latter results in life-changing health complications or death.
In 2020/21, 6,574 clinical claims received compensation for damages compared to 7,523 in 2019/20. Emergency medicine and orthopaedic surgery were the fields with the most claims. This article provides information on medical negligence claims and factors that affects your settlement.
We also cover the difference between medical negligence and medical malpractice, damages you could claim, and what to look out for when hiring a solicitor. At Claims Bible, our medical negligence claims calculator will help you determine how much your case is worth.
We start by differentiating between medical malpractice and medical negligence. Many people use the two words interchangeably, but they are different.
Medical negligence is the failure of a medical professional to exercise a standard of care while treating a patient. Medical negligence could result in harm or injury to the patient. Some examples of medical negligence include:
The failure to warn a patient of known risks
On the other hand, medical malpractice occurs when a medical professional deviates from the professional standard of care and causes injury to a patient. Some examples of medical malpractice are unnecessary surgery, surgery on the wrong body part, failure to diagnose, and premature discharge.
A look at the two definitions shows some similarities between the two. However, the significant difference between them is knowledge. In medical negligence, the medical professional may not be aware of their actions. However, in a medical malpractice case, the medical professional knew about their mistakes and potential implications.
When you file a medical negligence claim, you may win some compensation. The goal of the settlement is to cover your losses. The payment is primarily financial. Typically, it will cover the cost of your medical fees and lost wages. It could also cover any emotional trauma the negligent action has caused you.
Unlike many personal injury cases, a solicitor could make all the difference in your medical negligence case. First, we’ll run through the process of a medical negligence case and why a solicitor is vital.
One of the essential things your solicitor will do is prove that your case qualifies as medical negligence. In doing this, they’ll use what is popularly known as the 4Ds of medical negligence.
When hiring a solicitor, ensure you go for one who is both experienced and has a track record of success. Preferably, a specialist is a better option. Furthermore, you can help your solicitor by documenting the negligence results.
Without physical evidence that a medical professional was negligent, you won’t stand a chance. So keep records of everything from your medical records, correspondence, and notes.
Getting opinions from other medical professionals could also strengthen your case. Of course, your solicitor will often have to get additional evidence, but doing some of this would speed up the process.
Medical negligence cases are complex and could take a long time to settle. In many cases, how long your case takes could be affected by how quickly the other party responds. On a general note, your solicitor may be able to tell you how long your case will last. However, you should remember that the more complex your case is, the longer it could take to get settled.
If you’re going to pursue a medical negligence claim, you may want to know its worth. This knowledge could inform whether you get ahead with your claim or not. Therefore, we discuss what your claim could be worth in this section and the importance of a medical negligence claims calculator.Every medical negligence claim is different, and it is hard to tell how much a case is worth without having a complete picture of the case. Factors such as your:
The physical impact of your accident is not the only factor that is considered; the psychological effect also plays a role. Generally, you could get as much as millions of pounds in compensation.
However, the average payout is about £50,000. Arriving at an accurate estimate of your case’s worth would require using a medical negligence claims calculator like the one Claims Bible provides.
Below, we look at some average payouts and the reasons for the amount awarded.
In addition to all that we’ve listed above, some things would help your medical negligence claim. The first is the time limit for when you can file a claim. Generally, you have three years from when you discover medical negligence to file a claim. Unless under certain circumstances, you would not be able to file a claim once this time expires.
An exception to this time limit is if a minor is involved. For anyone under 18 at the time of the incident, a guardian or next friend can commence a claim for them until they are 18. However, after turning 18, they still have three years to file a claim before losing the right.
Another exception is if the victim lacks the mental capacity to properly understand the claim or the incident. In this case, the time limit will be suspended unless they regain their mental health, at which point the three-year period starts counting. The same also happens in the case of a death. Again, the time limit begins from the date of discovery.
Another thing to note is that your case may not get to trial. Most personal injury cases never do. Typically, after a claim is made, the defence, through their insurance carrier, will make a settlement offer. However, this is not guaranteed, and you may find some people who are unwilling to make an offer, leaving the court as your only option.
If you’ve been a victim of medical negligence, you may wonder how suing the organisation or individual could affect your treatment. However, you should not be worried. Filing a claim is your legal right, and you can file an additional claim if you are being victimised by this decision.
Negligence by a medical professional could harm you and, in extreme cases, cost you your life. If you or a loved one has been the victim of medical negligence, you should discover how much your claims could potentially be worth.
Every claim is unique so it’s impossible to say how much your claim is worth. You can find out more about typical payouts on our Personal Injuries page or discover more by reading our personal injury blog articles.
For a personal estimation on how much your claim is worth please complete our enquiry form and one of our specialist legal partners will contact you.
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