Start a claim for compensation for any type of financial agreement that was mis-sold or unaffordable.
Irresponsible Lending Claims
Claim compensation for any type of irresponsible lending.
Payday Loan Claims
Claim compensation for a payday loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Guarantor Loan Claims
Claim compensation for a guarantor loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Short Term Loan Claims
Claim compensation for a short term loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Doorstep Loan Claims
Claim compensation for a doorstep loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Logbook Loan Claims
Claim compensation for a logbook loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Other Loan Claims
Claim unaffordable lending from other mainstream loan lenders.
Credit Card Claims
Claim compensation for credit card debt that was unaffordable. View the lenders below for more information or click start claim to begin.
Catalogue Credit Claims
Claim compensation for catalogue credit that was unaffordable. View the lenders below for more information or click start claim to begin.
Plevin PPI Claims
Claim compensation for mis-sold financial contracts containing hidden commission, most commonly associated with PPI.
Bank Overdraft Claims
Claim a refund from your bank if your overdraft charges we excessive or your limit was increased without affordability checks being done.
Pension Transfer Claims
Claim compensation for professional negligence for mis-sold pension transfers that resulted in you losing money.
Car & Property Claims
Start a claim for compensation for damage or mis-sold loans relating to your home or vehicle.
Car Loan Claims
Claim compensation for a car loan you could not repay because adequate affordability checks were not made.
Diesel Emissions Claims
Claim compensation from car manufacturers for being deceived into thinking your diesel car was cleaner than it actually was.
PCP Finance Claims
Claim compensation for mis-sold car finance contracts that contained undisclosed dealer commission that was linked to your interest rate.
Japanese Knotweed Claims
If your home has been invaded by Japanese Knotweed that has caused damage you may be able to claim compensation.
Housing Disrepair Claims
Claim compensation if you are living in an unsafe property due to damp, infestation or structural issues that your landlord has not fixed despite being told.
Business Energy Claims
Claim compensation if you have been mis-sold a business energy deal that contained hidden commission.
Personal Injury Claims
Claim compensation for any type of personal injury or accident that was not your fault.
Slips and Falls Claims
Claim compensation for a slip, trip or fall which left you injured due to negligence of a third party.
Road Traffic Accident Claims
Claim compensation for a Road Traffic Accident (RTA) which left you injured due to negligence of a third party.
Workplace Accident Claims
Claim compensation for any type of workplace accident which left you injured due to negligence of a third party.
Medical Negligence Claims
Claim compensation for any type of medical procedure that went wrong and which left you injured due to negligence of a third party.
Military Injury Claims
Claim compensation for any type of military incident while serving which left you injured due to negligence of a third party.
Claim compensation for any type of dismissal or discrimination in the workplace.
Unfair Dismissal Claims
Claim compensation for any type of workplace dismissal which you believe was unfair.
Claim compensation for any type of discrimination in the workplace which left you disadvantaged as a result.
Equal Pay Claims
Claim compensation for equal pay if you are not being paid as someone who is your equal at work.
Asbestos is a carcinogenic mineral consisting of flexible fibres resistant to heat, electricity, and corrosion. These qualities make it harmful to humans. Before the hazardous nature of asbestos became known, this naturally occurring mineral was used in thousands of consumer products, from construction materials, floor tiles, cement, cloth, cosmetics, paper, plastic, etc.
Unfortunately, inhaling or ingesting asbestos causes fibres to become trapped in the body. As a result, asbestos exposure is the primary cause of malignant mesothelioma (a tissue tumour that lines the lungs, stomach, heart, and other organs), amongst other illnesses and cancer. Until the 1980s, asbestos was used in building and construction materials and other products in the United Kingdom.
In 1985, the UK government banned it as a result of its risk to public health. But unfortunately, thousands of homes and apartment buildings in the UK may still contain asbestos. This article enlightens you on the ban on asbestos in the UK and what you can do if you suspect the presence of this mineral in your home.
Asbestos comprises six naturally occurring minerals made of thin microscopic fibres. Asbestos is resistant to heat, fire, chemical, and biological degradation and contains:
As long as asbestos is intact and undamaged, it is not considered harmful. However, if asbestos-containing products get damaged during renovations or remodelling, creating holes in the wall, or earthquakes, it can release this toxic fibre into the air. Exposure to this mineral can result in fibre being inhaled, ingested, or lodged within your body’s tissues.
People with past or ongoing exposure to asbestos face health risks of lung or ovarian cancer, mesothelioma, or other cancerous tumours. Sadly most asbestos-related illnesses or diseases are dreadful or incurable.
Asbestos is a mineral that many industries have used for decades in thousands of products. In the UK, asbestos was first used around the late 1880s, and its usage multiplied after the Second World War. Before 1980, many construction and mechanical products contained asbestos.
Building contractors used it in constructing homes, power plants, schools, hospitals, etc. Early scientific studies showed the relationship between exposure to this toxic mineral and asbestos-related illnesses. The first case of the asbestos-related disease was reported in the early 1900s.
Dr. Hubert Montague at the Charing Cross Hospital reported a lung disease in an asbestos textile worker, and an autopsy confirmed it to be true. However, the first medical article on the hazards of asbestos dust appeared in the British Medical Journal in 1924.
Following the inquiries from Edward Merewether and Charles Price, the UK Government introduced regulations to control asbestos emissions in UK factories. But then, the use of asbestos continued despite these warnings, and many people got ill and died as a result.
Eventually, the government took action, and the first ban on asbestos was enforced in 1985. However, the ban only affected the importation of blue (crocidolite) and brown asbestos (amosite). Then, fifteen years after (1999), there was an absolute ban on all importation and use of all forms of asbestos. So from that year, buying, selling, importing, or exporting materials containing asbestos became illegal.
While asbestos is banned in the UK, it is not prohibited in some countries like the United States but is highly regulated. However, Russia, China, Mexico, and India still use this mineral.
Sadly, many tenants living in rented homes — especially buildings constructed before the ban — in the UK are susceptible to asbestos exposure. This is because residential buildings built before the ban might contain a significant amount of asbestos building materials. You may be unable to identify asbestos materials simply by looking at them.
If you suspect asbestos in your building, do not be alarmed. Firstly, suppose the asbestos-containing material is in good shape. In that case, you should ask your landlord to hire an inspector to test samples and find effective ways to monitor, remove or repair the structure with the asbestos. Then, depending on the severity of the problem, you should give your landlord reasonable time for repair.
However, if the asbestos-containing structure or material is damaged, get your landlord to repair or remove it immediately. Your landlord has a legal duty to take action to ensure your home is safe to live in. This duty includes regular inspection of the rented property, warning tenants about known health or safety risks, and fixing any defects or hazards.
If your landlord violates any laws relating to the safety of a rented property, they will be found liable for injuries and illnesses from asbestos exposure. Also, if you have been exposed to this toxic mineral in your rented property, you have grounds to file a housing despair claim against your landlord. The law allows you to claim compensation for personal injuries, property damage, and the inconvenience caused by asbestos exposure.
You can read more about Mesothelioma in the UK as well as the causes causes of Mesothelioma on the asbestos.com website.
Asbestos exposure can cause irreparable damage to one’s health. If you live in a rented property and suspect asbestos in your home, you must take action. You have a ground to file for compensation against your landlord for the negligent exposure to this toxic mineral. However, filing a housing despair claim can be cumbersome when undertaking by yourself.
At Claims Bible we can help you start your claim and ensure you get fair compensation for your injuries and losses. We have a panel of legal experts who will examine the facts of your case to determine your eligibility for settlement and then advise you accordingly.
Read more on our Housing Disrepair page or you can submit your claim by completing our enquiry form here.
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