Financial Claims
Start a claim for compensation for any type of financial agreement that was mis-sold or unaffordable.
Payday Loan Claims
Claim compensation for a payday loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Guarantor Loan Claims
Claim compensation for a guarantor loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Short Term Loan Claims
Claim compensation for a short term loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Doorstep Loan Claims
Claim compensation for a doorstep loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Logbook Loan Claims
Claim compensation for a logbook loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Credit Card Claims
Claim compensation for credit card debt that was unaffordable. View the lenders below for more information or click start claim to begin.
Catalogue Credit Claims
Claim compensation for catalogue credit that was unaffordable. View the lenders below for more information or click start claim to begin.
Plevin PPI Claims
Claim compensation for mis-sold financial contracts containing hidden commission, most commonly associated with PPI.
Pension Transfer Claims
Claim compensation for professional negligence for mis-sold pension transfers that resulted in you losing money.
Car & Property Claims
Start a claim for compensation for damage or mis-sold loans relating to your home or vehicle.
Car Loan Claims
Claim compensation for a car loan you could not repay because adequate affordability checks were not made.
Diesel Emissions Claims
Claim compensation from car manufacturers for being deceived into thinking your diesel car was cleaner than it actually was.
PCP Finance Claims
Claim compensation for mis-sold car finance contracts that contained undisclosed dealer commission that was linked to your interest rate.
Japanese Knotweed Claims
If your home has been invaded by Japanese Knotweed that has caused damage you may be able to claim compensation.
Housing Disrepair Claims
Claim compensation if you are living in an unsafe property due to damp, infestation or structural issues that your landlord has not fixed despite being told.
Personal Injury Claims
Claim compensation for any type of personal injury or accident that was not your fault.
Slips and Falls Claims
Claim compensation for a slip, trip or fall which left you injured due to negligence of a third party.
Road Traffic Accident Claims
Claim compensation for a Road Traffic Accident (RTA) which left you injured due to negligence of a third party.
Workplace Accident Claims
Claim compensation for any type of workplace accident which left you injured due to negligence of a third party.
Medical Negligence Claims
Claim compensation for any type of medical procedure that went wrong and which left you injured due to negligence of a third party.
Military Injury Claims
Claim compensation for any type of military incident while serving which left you injured due to negligence of a third party.
Employment Claims
Claim compensation for any type of dismissal or discrimination in the workplace.
Unfair Dismissal Claims
Claim compensation for any type of workplace dismissal which you believe was unfair.
Discrimination Claims
Claim compensation for any type of discrimination in the workplace which left you disadvantaged as a result.
You may suspect you are suffering from a water leak if you encounter several telltale signs. Water is used for our sinks, baths, radiators, and toilets but also physically travels around your home under floors and walls through pipes. Water that has evaded these usual sources can cause serious damage to your property and subsequently cause health and hygiene challenges. The four most common causes of water leaks are clogged toilets, temperature changes, blocked drains and high water pressure.
One way to spot a water leak is a visible damp patch somewhere you wouldn’t expect to see it, for example on your ceiling accompanied by droplets. An obvious pool of water is a pretty definitive warning sign and you should be particularly suspicious if there is a known water source that passes through this area. If you live in a semi, terrace, or flat and have shared party walls, floors, and ceilings, leakage signs may actually be coming from your neighbour’s property. Other common signs of a water leak include hearing the sound of running water, even though you cannot visualise a physical problem, as well as a reduction in your boiler’s pressure. You may have noticed that your water bill has increased due to a higher usage rate or is experiencing particularly high levels of condensation without an obvious seasonal cause.
If your flat or council property is suffering from damp or any other form of water damage and your landlord has failed to take appropriate steps to tackle the issue you may be eligible for compensation.
For example, if a leak has arisen from a neighbouring flat and has led to damage in your own home, your landlord will most likely be the one who is responsible for any repairs. As a tenant, your landlord will have outlined a relevant term within your tenancy agreement that stipulates their responsibility in such circumstances, when repairs are necessary. It is important to note that your landlord only becomes responsible for any damage repairs once they have been informed of the issue.
If your landlord isn’t responsible for the flood they will not actually be liable for any damage to your furniture or belongings. In circumstances where your neighbour has been careless and the result has left you with water damage, for example, allowing their bath to overflow, you may also have grounds to claim against them for negligence or nuisance. In terms of compensation, you may be able to claim for the damage caused to your personal belongings, in addition, to redress for the inconvenience.
If a communal area has been overlooked or there has been a failure to make necessary repairs which have led to damage to your property and belongings, they will be responsible for fixing your home. This responsibility is a result of communal areas being under your landlords’ personal control and you are not required to provide any insight into repairs that are required in these areas.
One of the most tedious consequences of a water leak is the significant waste of water and potentially high water bills. With any water problem, it is important to try and nip the issue in the bud as soon as possible to prevent serious structural damage. A water leak is a problem that will not go away without appropriate intervention so it’s essential you notify your landlord as soon as you become aware.
What was once a pesky leak can become a structural threat to the structural integrity of your home and even result in foundation damage. Walls and floors are not made to harbour excess moisture and any extra water can also create a breeding ground for mould.
A water leak typically falls under a housing disrepair complaint and you may have grounds under several circumstances. For example, if your landlord is aware of the water leak and has not initiated repairs within a reasonable amount of time, you may have a claim due to a breach in your tenancy agreement. Don’t forget, your landlord is responsible for the building’s structure including plumbing as per section s.11 of the Landlord and Tenant Act 1985. The amount of compensation for a water leak claim will vary from case to case and will depend on the extent of the damage caused whilst also taking into consideration the inconvenience.
Read more and submit a claim on our Housing Disrepair page
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