Start a claim for compensation for any type of financial agreement that was mis-sold or unaffordable.
Irresponsible Lending Claims
Claim compensation for any type of irresponsible lending.
Payday Loan Claims
Claim compensation for a payday loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Guarantor Loan Claims
Claim compensation for a guarantor loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Short Term Loan Claims
Claim compensation for a short term loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Doorstep Loan Claims
Claim compensation for a doorstep loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Logbook Loan Claims
Claim compensation for a logbook loan that was unaffordable. View the lenders below for more information or click start claim to begin.
Other Loan Claims
Claim unaffordable lending from other mainstream loan lenders.
Credit Card Claims
Claim compensation for credit card debt that was unaffordable. View the lenders below for more information or click start claim to begin.
Catalogue Credit Claims
Claim compensation for catalogue credit that was unaffordable. View the lenders below for more information or click start claim to begin.
Plevin PPI Claims
Claim compensation for mis-sold financial contracts containing hidden commission, most commonly associated with PPI.
Bank Overdraft Claims
Claim a refund from your bank if your overdraft charges we excessive or your limit was increased without affordability checks being done.
Pension Transfer Claims
Claim compensation for professional negligence for mis-sold pension transfers that resulted in you losing money.
Bank Fraud Claims
Claim a refund if you have been a victim of scam or fraud involving your bank.
Car, Home and Travel Claims
Start a claim for compensation for car or property compensation claims like mis-sold car loans or diesel emissions or for travel delays.
Car Loan Claims
Claim compensation for a car loan you could not repay because adequate affordability checks were not made.
Diesel Emissions Claims
Claim compensation from car manufacturers for being deceived into thinking your diesel car was cleaner than it actually was.
PCP Finance Claims
Claim compensation for mis-sold car finance contracts that contained undisclosed dealer commission that was linked to your interest rate.
Japanese Knotweed Claims
If your home has been invaded by Japanese Knotweed that has caused damage you may be able to claim compensation.
Housing Disrepair Claims
Claim compensation if you are living in an unsafe property due to damp, infestation or structural issues that your landlord has not fixed despite being told.
Business Energy Claims
Claim compensation if you have been mis-sold a business energy deal that contained hidden commission.
Single Living Accommodation Claims
Claim compensation if you have paid SLA charges in the military and left within the last 6 months.
Flight Delay Compensation Claims
Claim compensation if you flight has been delayed by more than 3 hours.
Personal Injury Claims
Claim compensation for any type of personal injury or accident that was not your fault.
Slips and Falls Claims
Claim compensation for a slip, trip or fall which left you injured due to negligence of a third party.
Road Traffic Accident Claims
Claim compensation for a Road Traffic Accident (RTA) which left you injured due to negligence of a third party.
Workplace Accident Claims
Claim compensation for any type of workplace accident which left you injured due to negligence of a third party.
Medical Negligence Claims
Claim compensation for any type of medical procedure that went wrong and which left you injured due to negligence of a third party.
Military Injury Claims
Claim compensation for any type of military incident while serving which left you injured due to negligence of a third party.
Claim compensation for any type of dismissal or discrimination in the workplace.
Unfair Dismissal Claims
Claim compensation for any type of workplace dismissal which you believe was unfair.
Claim compensation for any type of discrimination in the workplace which left you disadvantaged as a result.
Equal Pay Claims
Claim compensation for equal pay if you are not being paid as someone who is your equal at work.
Professional Negligence Claims
Claim compensation if you have suffered from professional negligence which resulted in you being disadvantaged. Check your eligibility >>
Hiring a solicitor can be expensive and as a result, many people perceive legal help to be unobtainable. When you suffer injuries and losses due to the negligent actions of another, you are entitled to file for compensation.
However, you increase your chances of getting maximum compensation when you hire a solicitor. Unfortunately, many may not have the money to pursue their case. As a result, the at-fault party can potentially walk free.Unlike other forms of lawsuits, most personal injury claims can be made using a “no win, no fee” agreement, in fact, hiring a solicitor on this basis has become common practice across the UK. With no win, no fee, members of the public can gain easy access to legal services when they ordinarily would not.
Before signing a no win, no fee, agreement it’s important to understand how it works. At Claims Bible, we will help you calculate your fees and connect you with our panel of legal experts.
A no win, no fee, also known as a conditional fee agreement, is a contract between a solicitor and a client in which the solicitor gets paid for their legal services only after they resolve the case in favour of their client. But, if they fail, they don’t get paid. No risk, no catch. If you don’t win, you don’t pay.
Originally, this agreement was made to ensure the defending party covered all legal costs associated with making a claim. As well as not having to pay any associated costs, this also meant clients would keep 100% of their compensation.
However, in April 2013, new legislation was introduced, which meant solicitors could no longer recover all of their fees from the defending party. Now solicitors can recover their costs from their clients through a deduction from the overall payout.
It is important to state that not all solicitors define a successful case outcome in the same way. For this reason, you must review your agreement to understand what’s required before working with your solicitor. For example, most conditional agreements do not apply to disbursements. So, if the solicitor incurred expenses on your behalf when handling your case and it is still unsuccessful, you may be required to cover the cost.
A no win, no fee agreement relates mainly to civil claims where you seek damages for personal injury caused by someone else’s negligence. Examples of these cases include:
When you suffer injury or illness in these cases, you can recover compensation from the person or company responsible. The money you get, either as a settlement from the at-fault party’s insurance company or as an award in court, is to compensate you for the injury’s impact on your life.
A solicitor will handle your case properly to get fair compensation to cover medical bills and other expenses. However, the services of a solicitor do not come without a charge. Thankfully, you can approach a law firm without fear because of the option of conditional agreements.
When you approach a solicitor to act on your behalf, they will draft a legal contract. The contract will state that they will only be paid on the condition that they win your case. If they fail, they won’t get paid. The agreement will contain the following details:
Usually, your solicitor will take out an insurance policy on your behalf to cover the costs incurred to handle your case. Should your claim be successful, the other party will pay for your damages, and your solicitor will take an agreed percentage from the total compensation recovered.Note that your solicitor will get paid before you receive your settlement.
Once the insurance company sends the settlement cheque, your attorney will pay the necessary fees and deduct the contingency. Then, you receive your money.
With this agreement, you don’t have to pay any upfront or hourly fee before your case is given attention. However, you may be liable to pay fees if you abandon your claim after legal work has commenced. A conditional fee agreement is legally binding, so there should be no grey areas.
In the UK, no win, no fee can only be a maximum of 25% of the total payout from the settlement won from the insurance company or the award in court. For example, suppose you were awarded £100,000 in total compensation and agreed upon a 25% success fee. Your solicitor will deduct £25,000 from your compensation. This would leave you with £75,000 in compensation.
Some solicitors charge lower or higher depending on the case specifics. However, the exact number will be agreed upon during the initial consultation before you start working together. Plus, some solicitors may charge more if your case proceeds to trial or less if they successfully settle your claim before a lawsuit is filed.
Other factors may also be considered when deciding on the agreed percentage. For example, the lawyer will consider the complexity of your claim or the time to be spent, etc.
No win, no fee claims can range from thousands of pounds to millions depending on the severity of your injuries and their impact on your life. Usually, the more severe your injuries, the higher the compensation you would expect. However, before filing a compensation claim, you must know the full extent of your personal injury damages.
If you are not a claims expert, calculating how much your claim is worth can be difficult. With the help of our experts at Claims Bible, determining the true value of your claim is easier. We will consider all the factors and ensure we cover your injuries and their financial implication on your life.
However, you can get a settlement for economic (special) and non-economic (general) damages. The two covers the following:
Yes, the no win, no fee agreement benefits solicitors and their clients. For instance:
There are other unavoidable costs associated with filing a personal injury claim. These costs may or may not be included in the no win, no fee arrangement. If your agreement does not cover these expenses, you will be responsible for them.
Examples of these associated costs include:
Depending on your agreement, the lawyer may pay for these expenses and deduct them from your final settlement before taking out their professional fees.
Our panel of legal professionals at Claims Bible has been helping injury victims win the compensation they deserve for their injuries and losses. We will help calculate the true value of the compensation you deserve. In addition, our legal team works on a contingency fee basis, and our fees are transparent.
If you have any questions about how we can help you, kindly contact us using this form. It takes less than five minutes to fill it out.